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Terms of Sale (Refund & Payment Policy)

Terms of Sale

Effective Date: July 1st, 2025
Publisher: GMATOrb – a division of BonPapi LLC (United States)

1. Description of Services

GMATOrb provides online GMAT preparation courses and materials. Each course is described in detail, including pricing, structure, and duration of access.

2. Course Selection

You may freely choose among the available courses on the GMATOrb platform. Each order confirms your acceptance of these Terms of Sale.

3. Order Validation

By validating your order, you acknowledge and accept the course terms, pricing, and these Terms of Sale. This confirmation constitutes a binding agreement.

4. Order Confirmation

Upon confirmation, you will receive an email summarizing your order, including the course title, price paid, and access details.

5. Access to Courses

Access to your course is granted immediately after payment confirmation, or on a scheduled start date. Courses are accessed via your personal dashboard at gmatorb.com.

6. Course Availability

Courses are available while supplies last. In the rare case that a purchased course becomes unavailable, you will be notified by email and issued a full refund to your original payment method.

7. Payment Methods

GMATOrb accepts secure online payments via:

  • Stripe – for credit/debit card payments
  • PayPal – for PayPal balances or linked accounts
  • Flutterwave – for users in Africa using local bank cards, mobile money (e.g. MTN, M-Pesa, Wave), and regional methods
All transactions are processed through encrypted gateways. GMATOrb does not store your full payment details.

8. Payment Confirmation

Once your payment is confirmed, you will receive immediate access (unless stated otherwise). A digital receipt and transaction summary will be sent by email.

9. Refund Policy (Right of Withdrawal)

You may request a refund within 14 calendar days of purchase if:

  • You have not completed or consumed the full course content
  • You request the refund in writing via [email protected]
Approved refunds will be processed within 7 business days to the original payment method.

10. Liability Disclaimer

GMATOrb is not liable for temporary unavailability due to external issues (e.g. technical failures, maintenance, internet outages). No guarantees are made regarding score improvement or admission outcomes.

11. Intellectual Property

All course content is protected by copyright and intellectual property law. You may not reproduce, share, or publish any materials without written permission.

12. Modifications

GMATOrb reserves the right to modify these Terms of Sale at any time. The updated version will be posted on this page with a revised date and will apply immediately.

Last updated: July 1st, 2025